:root{--brand-primary: #059103;--brand-secondary: #04ab1d;--brand-accent: #ffc533;--brand-dark: #101820;--brand-light: #ffffff;--brand-muted: #ecf0f2;--brand-success: #216f62;--brand-warning: #f2b627;--brand-border: #dce5e8;--brand-panel: #f7faf8;--brand-ink: #1f2a2f;--shadow: 0 16px 48px rgba(16, 24, 32, .12)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--brand-ink);background:var(--brand-light);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;line-height:1.6}img,svg{max-width:100%;height:auto}a{color:inherit}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid var(--brand-accent);outline-offset:3px}.skip-link{position:absolute;left:1rem;top:-4rem;z-index:20;padding:.75rem 1rem;background:var(--brand-dark);color:#fff}.skip-link:focus{top:1rem}.container{width:min(1160px,calc(100% - 32px));margin-inline:auto}.section{padding:clamp(3rem,6vw,6rem) 0}.section.alt{background:var(--brand-panel)}.eyebrow{margin:0 0 .75rem;color:var(--brand-success);font-size:.8rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}h1,h2,h3{color:var(--brand-dark);line-height:1.08;letter-spacing:0}h1{margin:0;font-size:clamp(2.35rem,5.4vw,4.35rem);max-width:14.5ch}h2{margin:0 0 1rem;font-size:clamp(1.9rem,4vw,3.25rem)}h3{margin:0 0 .6rem;font-size:1.25rem}p{margin:0 0 1rem}.lead{color:#33444b;font-size:clamp(1.1rem,2vw,1.3rem)}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:.8rem 1.1rem;border:2px solid transparent;border-radius:8px;background:var(--brand-primary);color:#fff;font-weight:800;text-decoration:none;cursor:pointer}.btn:hover{background:#047b03}.btn.secondary{border-color:var(--brand-dark);background:#fff;color:var(--brand-dark)}.btn.accent{background:var(--brand-accent);color:var(--brand-dark)}.btn-row{display:flex;flex-wrap:wrap;gap:.8rem}.grid{display:grid;gap:1rem}.grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.grid.four{grid-template-columns:repeat(4,minmax(0,1fr))}.card{border:1px solid var(--brand-border);border-radius:8px;background:#fff;padding:1.25rem;box-shadow:0 6px 20px #1018200f}.icon{display:inline-grid;width:44px;height:44px;place-items:center;border-radius:8px;background:#e8f8e9;color:var(--brand-primary);font-weight:900}.hero{position:relative;overflow:hidden;padding:clamp(1.4rem,3.5vw,3.25rem) 0 clamp(2rem,4vw,4rem);background:linear-gradient(135deg,#0591031a,#ffc53324 45%,#ecf0f2b3),var(--brand-light)}.hero .container{display:grid;grid-template-columns:minmax(0,1.02fr) minmax(320px,.98fr);gap:clamp(2rem,5vw,4rem);align-items:center}.hero-panel{border:1px solid rgba(5,145,3,.18);border-radius:8px;background:#ffffffc7;padding:1rem;box-shadow:var(--shadow)}.hero-panel img{display:block;width:100%;aspect-ratio:16 / 11;object-fit:cover}.summary-strip{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;margin-top:2rem}.summary-strip .card{border-top:5px solid var(--brand-primary)}.site-header{position:sticky;top:0;z-index:10;border-bottom:1px solid var(--brand-border);background:#fffffff0;backdrop-filter:blur(12px)}.site-header .bar{display:flex;align-items:center;justify-content:space-between;min-height:82px;gap:1rem}.logo img{display:block;width:154px;height:auto}.nav{display:flex;align-items:center;gap:1rem;font-weight:800}.nav a{text-decoration:none}.nav a:hover{color:var(--brand-primary)}.dropdown{position:relative}.dropdown summary{cursor:pointer;list-style:none}.dropdown summary::-webkit-details-marker{display:none}.dropdown-menu{position:absolute;right:0;top:2rem;width:min(680px,92vw);display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.25rem;border:1px solid var(--brand-border);border-radius:8px;background:#fff;padding:.75rem;box-shadow:var(--shadow)}.dropdown-menu a{border-radius:6px;padding:.7rem}.menu-toggle{display:none}.breadcrumb{padding:1rem 0;color:#51636b;font-size:.92rem}.breadcrumb a{color:var(--brand-success)}.comparison{width:100%;border-collapse:collapse;overflow:hidden;border:1px solid var(--brand-border);border-radius:8px;background:#fff}.comparison th,.comparison td{padding:1rem;border-bottom:1px solid var(--brand-border);text-align:left;vertical-align:top}.comparison th{background:var(--brand-dark);color:#fff}.risk{border-left:6px solid var(--brand-warning);background:#fff8e2}.cta-band{background:var(--brand-dark);color:#fff}.cta-band h2,.cta-band h3{color:#fff}.cta-band .container{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:2rem;align-items:center}.site-footer{border-top:1px solid var(--brand-border);background:var(--brand-light);color:var(--brand-ink);padding:3rem 0 6rem}.site-footer a{color:var(--brand-success);font-weight:800;text-decoration:none}.site-footer a:hover{text-decoration:underline}.site-footer h2{margin:0 0 1rem;color:var(--brand-dark);font-size:1.2rem}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr 1.7fr;gap:2rem}.footer-link-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem}.footer-link-list{display:grid;gap:.55rem;margin:0;padding:0;list-style:none}.fineprint{color:#51636b;font-size:.9rem}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem}label{display:grid;gap:.35rem;font-weight:800}input,select,textarea{width:100%;min-height:48px;border:1px solid #b9c7cb;border-radius:8px;padding:.75rem;font:inherit}textarea{min-height:120px}.full{grid-column:1 / -1}.sticky-mobile{position:fixed;right:1rem;bottom:1rem;left:1rem;z-index:15;display:none;gap:.75rem}.sticky-mobile .btn{flex:1;box-shadow:var(--shadow)}details.faq{border-bottom:1px solid var(--brand-border);padding:1rem 0}details.faq summary{cursor:pointer;color:var(--brand-dark);font-weight:900}@media(max-width:900px){.hero .container,.grid.two,.grid.three,.grid.four,.summary-strip,.footer-grid,.footer-link-grid,.cta-band .container{grid-template-columns:1fr}.menu-toggle{display:inline-flex}.nav{position:absolute;inset:82px 0 auto;display:none;flex-direction:column;align-items:stretch;border-bottom:1px solid var(--brand-border);background:#fff;padding:1rem}.nav[data-open=true]{display:flex}.dropdown-menu{position:static;width:100%;grid-template-columns:1fr;box-shadow:none;margin-top:.75rem}.header-phone{display:none}}@media(max-width:640px){.form-grid{grid-template-columns:1fr}.hero{padding-top:1.5rem}.sticky-mobile{display:flex}}